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Medicare

​Making sense of Medicare starts here. With different parts covering hospital care, medical services, and prescriptions, understanding your options helps you choose the coverage that fits your needs.

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Part A- Hospital Insurance 

  • Helps cover: 

  • Inpatient care in hospitals 

  • Skilled nursing facility care 

  • Hospice care 

  • Home health care 

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Part B- Medical Insurance

  • Helps cover: 

  • Services from doctors and other health care providers 

  • Outpatient care 

  • Home health care 

  • Durable medical equipment  

  • Preventative services (like screenings, shots or vaccines and yearly “Wellness” visits) 

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Part C- Medicare Advantage

  • Must use Network providers (except for emergencies) 

  • Many plans provide extra benefits that Medicare Parts A and B don't cover, such as dental, vision, hearing, and, in some cases, fitness membership. 

  • Many plans offer $0 or low monthly premiums.    

  • Most plans also include the Part D prescription drug coverage built into the plan. 

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Part D- Drug Coverage

  • Helps cover the cost of prescription drugs (including many recommended shots or vaccines) 

  • Plans that offer Medicare drug coverage (Part D) are run by private insurance companies that follow rules set by Medicare. 

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